--“Top 12 Tips for Getting Paid,” Brooklyn Chamber of Commerce & Independence Bank- August, 2004

--“The Ethical Considerations of Debt Collection”, Commercial Law League of America (CLLAS) -May, 2004

“New Developments in Cross-Border Debt Collection: Obstacles, Options & Strategies”, Commercial Law League of America (CLLA) - May, 2004

Real Estate Transactions—How to Do Them Right”, Sterling Educational Service -April, 2004

“Successful Judgment Collection in New York”, National Business Institute (NBI) - January, 2004